National Financial Planning Month: 4 Ways You Can Plan For Financial Success
Every day you make a lot of decisions. One study found that the average adult makes 122 informed choices every day. While some decisions, like your attire for the day or meal of choice, may seem insignificant, others can set you on a course for long-term financial success or failure. The best way to ensure […]
Why You Should Start Your Business with a Loan from a Local Bank
Entrepreneurship is a dream for many individuals who are tired of their current working situation or desire to have more control over their careers. There’s nothing like the feeling of being your own boss. However, it can be extremely difficult to get the funds you need to lift your idea off the ground. Budding businesses […]
Getting a Startup Business Loan from Your Local Bank: How Do I Get a Small Business Loan?
Small businesses are foundational to the United States economy. In 2019, it was reported that small businesses make up 44% of all U.S. economic activity and are responsible for two-thirds of all jobs in the country. Small, local companies add value to their communities by providing essential goods, services and employment opportunities to the area […]
Why Is an Emergency Savings Account Important?
Life can be unexpected. Accidents, emergencies and repairs never come at a good time. Even if you plan for your financial future, sometimes you will have an expense you didn’t anticipate. Many people are unprepared for urgent pop-up expenses. About 56% of Americans can’t pay for an unexpected $1,000 bill with their current savings, according […]
Best Banks for Car Loans: Getting an Auto Loan from a Local Bank
We all need a way to get around. For most of us who live outside of major metro areas, a car is our best bet to get from point A to point B. In 2020, a ValuePenguin survey found that 91.55% of all households reported having at least one vehicle. Cars are essential to getting […]
Budgeting for a Vacation: 7 Essential Tips
If you’re thinking about a getaway this summer, you’re not alone. A survey from vacation rental brand Vacasa showed that 63% of respondents planned to take a summer vacation in 2022.
How to Choose a Bank: Finding the Right Fit
Finding a new bank can be tricky. If you’re thinking about leaving your current bank, you most likely have strong, defined reasons for wanting to part ways.
4 Tips for How to Save Money Fast
There’s a tried-and-true formula for how to save money fast, and it consists of three major components: strategy, sacrifice and sustainability.
3 Sensible Reasons to Use Mobile Check Deposit
Mobile check deposit is one of those modern conveniences where old met new in a beautiful way, and we never looked back. It’s just so darn simple to deposit a check these days.
Form 1099-INT: What It Is & When You’ll Receive It
If you earned quantifiable interest on your savings or investments in the previous calendar year, be on the lookout for IRS Form 1099-INT in the run-up to Tax Day.
