Four Financial Resolutions for the New Year You Can Keep

As you wrap up this year and look toward the next, you can begin to dream about what the new year will hold. What do you want to accomplish next year? What are some of your biggest goals?  It feels like a chance to start fresh, which is why so many people create New Year’s […]

What Is Financial Independence and How Do I Achieve It?

As you map out your financial goals for the future, you may have come across the term “financial independence.” But what is financial independence? Fiscal freedom can look different for everyone. You can search high and low to answer the question “what is financial independence?” and not find the same explanation. However, one aspect is […]

What Is a Financial Emergency? 5 Financial Emergency Examples

Developing attainable financial goals is one of the best ways to set yourself up for future success. Budgets and retirement savings are a few financial goals that can help you gain more control over your money. However, what are you supposed to do when your financial situation is out of your control? You can plan […]

How Many Savings Accounts Should I Have?

Saving money is top of mind for many of us. About 9 in 10 Americans save regularly, according to a NerdWallet survey. Of these savers, most said their top goal was building an emergency fund.  Saving for your goals can be more challenging than it sounds. Should you start saving more? If so, where do […]

Saving vs. Borrowing: Should I Take Out a Personal Loan for Big Purchases?

As your purchasing power grows, so does your spending responsibility. As a consumer with disposable income, it can be difficult to separate actual needs from wants disguised as necessities. If you’re not careful, small purchases of nonessential items throughout the year can quickly add up and get you off track from your budget. Retailers are […]

Budgeting for Housing: Pros and Cons of Renting and Buying a House

It’s exciting to step into your own place for the first time. You get a rush of independence you’ve never experienced before. You can make the space your own. Your home is a part of your identity now, so you want a place that fits. If you’ve just started your first full-time job, you may […]

How Much Should You Save for Christmas?

Just as you toss out the last bit of leftover turkey and mashed potatoes from your Thanksgiving dinner, songs, movies and advertisements hit the airwaves to let you know it’s the most wonderful time of the year. If you aren’t prepared, this quick turnaround to another holiday can snowball into an avalanche of stress. Unfortunately, […]

National Financial Planning Month: 4 Ways You Can Plan For Financial Success

piggy bank and coins

Every day you make a lot of decisions. One study found that the average adult makes 122 informed choices every day. While some decisions, like your attire for the day or meal of choice, may seem insignificant, others can set you on a course for long-term financial success or failure. The best way to ensure […]

Why Is an Emergency Savings Account Important?

Why Is an Emergency Savings Account Important?

Life can be unexpected. Accidents, emergencies and repairs never come at a good time. Even if you plan for your financial future, sometimes you will have an expense you didn’t anticipate.  Many people are unprepared for urgent pop-up expenses. About 56% of Americans can’t pay for an unexpected $1,000 bill with their current savings, according […]

Budgeting for a Vacation: 7 Essential Tips

A person writes out their summer travel plans on a notebook.

If you’re thinking about a getaway this summer, you’re not alone. A survey from vacation rental brand Vacasa showed that 63% of respondents planned to take a summer vacation in 2022.