How Do I Apply for a Mortgage Loan?

A man hugs a woman as she holds keys to their new home over his back in front of a stack of moving boxes.

As you picture your new home, one part of the house purchase process you may not want to think about is how much it will cost. Buying a house is one of the most significant financial commitments you will ever have to make, and mortgages are a vital part of getting your dream home. When […]

Why You Should Get an Agriculture Loan from Your Local Bank

A miniature tractor and an ascending stack of coins rest on a plowed field.

Agriculture is paramount to local and state economies. Farmers are some of the most important workers in our country and in our world. Unfortunately, farmers face challenges regularly. From having access to good farming land to dealing with natural disasters, there is no shortage of obstacles that farmers have to overcome to turn a profit.

Pros and Cons of Online Banking and Bill Pay

Woman sitting in park takes a picture of a check with her phone for mobile deposit

Having your money in a secure space is a great feeling, offering peace of mind and confidence. For centuries, we have trusted banks to keep our finances safe. Now, many of these institutions have online functionality that has changed the way we interact with them and manage our money. Is online banking a useful (and […]

Benefits of Local Banking

A female bank teller assists a male customer at the front desk.

Local banks have contributed to thriving townships throughout the United States’ history. Invested in the communities they serve, these banks are involved in and deeply committed to the economic well-being of their communities. Unfortunately, over the past 25 years, small and medium-sized banks lost a large chunk of the market share. In 1994, these banks […]