How to Fix Your Credit Score: A Fresh Start Guide for 2026
Let’s be honest — your credit score can feel like this mysterious number that controls your financial life. Whether you’re trying to buy a home, finance a car or even just get approved for a better credit card, that three-digit number matters more than most of us would like to admit. The good news? Your […]
How to Open a Joint Checking Account: Your Complete Guide
Whether you’re newlyweds combining finances, long-term partners ready to share expenses, or family members managing household costs together, opening a joint checking account is a significant financial milestone. While the process may seem complex, understanding the steps and requirements can make it straightforward and stress-free. At Community Point Bank, we’re here to guide you through […]
Buy Now, Pay Later Christmas Presents: What You Need to Know
The holiday season is here, and with it comes the pressure to find perfect gifts for everyone on your list. As you browse online stores this year, you’ve probably noticed a tempting option at checkout: “Buy now, pay later.” These services promise to let you spread the cost of Christmas shopping over several weeks or […]
What Is a Financial Wellness Checklist and How to Create One?
Managing money can sometimes feel overwhelming, especially when you’re juggling bills, savings goals and long-term plans for retirement. A financial wellness checklist is a simple yet powerful tool that helps you take control of your personal finance, identify your priorities and track your progress toward financial success. In this blog, we’ll define financial wellness, explain […]
AI in Finance: Can It Help You Build a Better Budget?
Artificial intelligence has woven itself into nearly every aspect of our daily lives. From the voice assistant that sets your morning alarm to the recommendation algorithm that suggests your next Netflix binge, AI is everywhere. Now, this powerful technology is making waves in personal finance, promising to revolutionize how we budget, save and manage our […]
Banking 101: What Does a Bank Loan Officer Do?
When taking your first step toward anything in life, it’s nice to have some guidance. A few significant steps include purchasing a home or car or starting a business. You may need to secure a loan to start, but the process can be overwhelming. However, with the right help, you can move forward with confidence. […]
7 Frustrating Holiday Shopping Scams to Avoid
The last thing you want to get wrapped up in this holiday season is a financial scam. Unfortunately, fraudulent activity tends to ramp up during the end of the year as scammers prey on those looking to score discounts on gifts and travel accommodations, make charitable contributions or seek companionship. According to a recent AARP […]
What Is an Environmentally Friendly Bank?
While we all want to do what is best for the planet, it can be hard to know where to start. You may recycle, compost food waste, carpool to work and turn up your thermostat when you leave the house, but maybe you are looking for other ways to make your life more sustainable. If […]
Are Online-only Banks Worth It?
As technology has changed every aspect of our daily lives, we have found ways to move traditional services, including banking, to a completely digital space. There has been a steady increase in mobile and online banking over the last decade.
Four Financial Resolutions for the New Year You Can Keep
As you wrap up this year and look toward the next, you can begin to dream about what the new year will hold. What do you want to accomplish next year? What are some of your biggest goals? It feels like a chance to start fresh, which is why so many people create New Year’s […]