7 Tips for How to Keep Your Credit Score High
There’s been plenty written about how to fix bad credit, but what if you want to keep your credit score high—and maybe even take it to new heights?
How to Spot Phishing, Smishing & Vishing Bank Scams
There’s a cruel irony to phishing, smishing and vishing bank scams that cheat anxious account holders out of tens of millions of dollars each year.
Save for the Holidays with a Christmas Club Account
Saving for the holidays can be challenging, especially if you’re a generous gift giver. Why not open a Christmas club account so the money’s there when it’s time to summon your inner Santa?
What Is the Prime Interest Rate & How Does It Affect My Loan?
Have you ever wondered how lenders determine the interest rate on your credit card or car loan? Well, it all starts with the prime interest rate—the baseline for borrowers least likely to default.
Can I Retire Early? 5 Signs You’re Ready
Social Security benefits may not kick in before age 62, but that doesn’t mean you have to stay in the workforce until then. If you’re a disciplined saver, planner and budgeter, you may very well be able to retire early.
Best Mobile Payment Apps: Secure & Simple Contactless Transactions
Thanks to mobile payment apps, securely transferring cash in a flash is as simple as a few thumb strokes on your smartphone. Voila! Out of one account and into another.
Types of Mortgage Loans: Which Is Right for You?
There are several types of mortgage loans. Selecting the right one to buy or refinance a home could lead to significant savings in the long run, especially if you qualify for a government home loan.
The Best Financial Literacy Programs for Youth
Financial literacy programs for youth have been filling a gap for decades in America, and the best ones are helping teachers and parents prepare children to confidently and comfortably manage their money in adulthood.
Saving for College: 3 Tools for Playing the Long Game
The high price of higher education may seem daunting, but there’s a science to saving for college that favors planners who patiently play the long game.
Answers to 4 Common Questions About Certificates of Deposit
If your investment appetite skews more toward safe and predictable than risky and aggressive, don’t overlook certificates of deposit. These accounts may not be flashy, but they offer steady returns over time.
