Banking Technology: How to Freeze a Debit Card
Jump to: No one likes opening their bank transaction history and seeing that someone else made a purchase with their debit card. Unfortunately, debit and credit card fraud is an everyday concern for consumers and financial institutions alike. In 2022, $34.36 billion was lost globally to credit and debit card fraud. The first fraudulent purchase […]
Exploring Financial Independence: How to Start a Side Hustle Business
Jump to: We could all use a little extra cash. From making a big-ticket purchase to taking care of regular expenses, having more money can help you reach your goals and provide much-needed breathing room in your budget. If you’ve been exploring ways to build up your monthly income, you’ve probably heard how people use […]
What Is an Environmentally Friendly Bank?
While we all want to do what is best for the planet, it can be hard to know where to start. You may recycle, compost food waste, carpool to work and turn up your thermostat when you leave the house, but maybe you are looking for other ways to make your life more sustainable. If […]
Are Online-only Banks Worth It?
As technology has changed every aspect of our daily lives, we have found ways to move traditional services, including banking, to a completely digital space. There has been a steady increase in mobile and online banking over the last decade.
What Is Your Credit Score Used For? Four Applications You Should Know
When working on your financial fitness, one of the first places experts say to look is your credit score. If you feel slightly lost when you hear the term, it’s okay; you’re not alone. A recent survey found that 31% of Americans don’t know their credit scores. Whether you’re looking for a new place to […]
Prevention Tips: Quishing, the New Phishing
QR codes seem to be everywhere. You may have scanned one to see the menu at a restaurant or pay for public parking. You may have used one on your phone to get into a concert or sporting event or to board a flight. There are countless other ways to use them, which explains their […]
Four Financial Resolutions for the New Year You Can Keep
As you wrap up this year and look toward the next, you can begin to dream about what the new year will hold. What do you want to accomplish next year? What are some of your biggest goals? It feels like a chance to start fresh, which is why so many people create New Year’s […]
What Are Hidden Retirement Costs?
Whether you’re five weeks away from retirement or 50 years removed from getting your golden watch, you want to be completely prepared when you clock out for the final time. While you diligently plan, save and invest to be ready, hidden costs may lurk under your pristine retirement budget. At Community Point Bank, we want […]
What Is Financial Independence and How Do I Achieve It?
As you map out your financial goals for the future, you may have come across the term “financial independence.” But what is financial independence? Fiscal freedom can look different for everyone. You can search high and low to answer the question “what is financial independence?” and not find the same explanation. However, one aspect is […]
What Is a Financial Emergency? 5 Financial Emergency Examples
Developing attainable financial goals is one of the best ways to set yourself up for future success. Budgets and retirement savings are a few financial goals that can help you gain more control over your money. However, what are you supposed to do when your financial situation is out of your control? You can plan […]
