Have you ever wondered how lenders determine the interest rate on your credit card or car loan? Well, it all starts with the prime interest rate—the baseline for borrowers least likely to default.
Social Security benefits may not kick in before age 62, but that doesn’t mean you have to stay in the workforce until then. If you’re a disciplined saver, planner and budgeter, you may very well be able to retire early.
Thanks to mobile payment apps, securely transferring cash in a flash is as simple as a few thumb strokes on your smartphone. Voila! Out of one account and into another.
There are several types of mortgage loans. Selecting the right one to buy or refinance a home could lead to significant savings in the long run, especially if you qualify for a government home loan.
Financial literacy programs for youth have been filling a gap for decades in America, and the best ones are helping teachers and parents prepare children to confidently and comfortably manage their money in adulthood.