Seeing your child succeed creates a sense of pride and accomplishment that’s unlike anything else you can experience as a parent. It’s a fantastic feeling to watch your kids grow as they learn and have life experiences. A significant way you can help foster their future success is to teach your children about financial literacy. Continue Reading…
How Do I Apply for a Mortgage Loan?
As you picture your new home, one part of the house purchase process you may not want to think about is how much it will cost. Buying a house is one of the most significant financial commitments you will ever have to make, and mortgages are a vital part of getting your dream home.
When you are looking for a mortgage loan, you may be confused by all of the steps that go into the process. That’s where a trusted, reliable bank comes into the picture. A loan officer from your local bank can help you work through your loan options and determine what route is best for you.
Why You Should Get an Agriculture Loan from Your Local Bank
Agriculture is paramount to local and state economies. Farmers are some of the most important workers in our country and in our world. Unfortunately, farmers face challenges regularly. From having access to good farming land to dealing with natural disasters, there is no shortage of obstacles that farmers have to overcome to turn a profit.Continue Reading…
Pros and Cons of Online Banking and Bill Pay
Having your money in a secure space is a great feeling, offering peace of mind and confidence. For centuries, we have trusted banks to keep our finances safe. Now, many of these institutions have online functionality that has changed the way we interact with them and manage our money. Is online banking a useful (and safe) way to manage your finances? Continue Reading…
Benefits of Local Banking
Local banks have contributed to thriving townships throughout the United States’ history. Invested in the communities they serve, these banks are involved in and deeply committed to the economic well-being of their communities.
Unfortunately, over the past 25 years, small and medium-sized banks lost a large chunk of the market share. In 1994, these banks made up about 50% of the market. Today, they make up less than 20%. Megabanks hold more of the market than ever, and this disparity is a loss for communities and consumers across the country.
Local banks have much to offer. Check out our top reasons why banking locally is a great decision.Continue Reading…
